How to Register PayID in Australia with Any Bank Complete Step-by-Step Guide51303

PayID

Find your local branch and book an appointment to visit us. For fast support, message us in the ANZ App. If you’ve already transferred this PayID from another financial institution, please check with them to ensure that it’s been released.

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When you enter a PayID to make a payment, the system displays the recipient’s registered name. One of the powerful features of PayID is the ability to register multiple identifiers and link them to different accounts. If you’ve previously registered the same identifier elsewhere, you’ll need to either use a different identifier or unregister it from the other bank first. Your new PayID will be active immediately and ready to receive payments. The person paying you never sees your BSB or account number – only the PayID you provide and your registered name for verification purposes.

• Select the PayID option you want to use, and link it to your eligible ANZ account.
• People can still send money to your BSB and account number even if you don’t have a PayID registered.
• When you enter a PayID to make a payment, the system displays the recipient’s registered name.
• Once you complete the steps in your banking app, your PayID becomes active immediately or within a few minutes.
• You’ll need CommBank app notifications turned on so you know when you’ve received a reply.
• You can also receive fast payments via Single Credit Transfers.

Osko by BPAY® allows these fast payments to be made, typically in less than a few seconds, between eligible accounts at participating financial institutions, 24/7 – even on weekends and public holidays. Plus it’s now easier to make near real-time payments to friends or family using their registered PayID, even if they bank elsewhere. Personal customers can send and receive fast Osko payments to and from participating financial institutions with an eligible account (i.e. a personal transaction account). Real-time payments require both the payer and payee to have Osko enabled accounts. As safe as sending payments from within your own bank account or banking app. Fast Osko payments will not be available on some STG accounts (including credit accounts), to offshore bank accounts or for transfers in a foreign currency.

PayID® makes sending and receiving money fast and easy. Everyday and bill payments Technical interruptions may occur and some payments may be delayed e.g. for security screening. This information is general in nature only and does not take into account your personal objectives, financial situation or needs.

It doesn’t replace a BSB and account number, which stays exactly the same, but is easier to remember. PayID is like a nickname for your account. Forget your BSB and account number!

Even with straightforward processes, you might encounter some challenges when trying to register PayID. Most other Australian financial institutions follow similar processes. Commonwealth Bank was one of the early adopters of the NPP and offers a seamless PayID registration process through their CommBank app.

January 2026 BSB Update Official Australian Bank Code Directory

PayID payments between participating banks are made in real time, so you pay and get paid fast.1 Use PayID to receive fast payments for your business. Send and receive money fast in your online banking. Eligible accounts and payments only – sending and receiving account must be capable of processing faster payments.

Both the sending and receiving bank accounts must be enabled for faster Osko payments. You can use your mobile number, email address, ABN, or Organisation Identifier as your PayID to receive fast, secure payments in your online banking. You can register your online pokies australia ABN/ACN as a PayID to receive payments to your eligible CommBank business transaction accounts.

You’ll need to request a transfer from your other financial institution before you can create it with ANZ. There may be a number of reasons why you are unable to create a PayID. However, you can have multiple PayIDs on your profile by creating different types, i.e. one for mobile, one for email. Update the mobile or email on your profile Once you have transferred your PayID from your non-ANZ financial institution, follow the steps to create your PayID. Select the account you wish to link to your existing PayID